Become a Master of Your Mortgage
Confused about mortgages? Not to worry! Want to learn more?
Your dedicated mortgage broker will lead you every step of the mortgage journey; however, you may be interested to learn more yourself. We have compiled essential learning resources to support you at each stage of your journey.
Simply click the stage of the mortgage journey you are at below to get started.
Applying in 6-12 months
Let's get ready
Thinking of applying for a mortgage in the next few months?
- Maintain your current employment
- Do not make unnecessary purchases/holidays
- Save consistently (in a dedicated savings account if possible)
Start Your Application
You are ready to get your mortgage journey started! Put your feet up. We will do all the hard work for you! You can apply online here and a broker will be in touch shortly with you. Our brokers will then assess your affordability and you will be informed on how much you can borrow.
You got mortgage approval. Well done! You now have a clear picture of the price range of houses you can bid on, what deposit you need to put down and other expenses. At this stage, double check that your life insurance is in place for the correct amount and in force, so that this does not delay your purchase.
Buying a Property
Begin your property search and identify a suitable property that fits your requirements and budget. Engage with estate agents, search online listings, or explore other channels to find potential properties.
In order to avail of any of the government supports for First Time Buyers, you will need to be purchasing a new home. Some places to start with your search can include the New Homes tab on most property websites in Ireland or Local City and County Councils may have developments listed.
It’s advisable to engage a solicitor who specialises in property conveyancing. Furthermore, speed is of essence when purchasing. They will help you with the legal aspects of purchasing a property, such as examining the title deeds, handling contracts, and conducting property searches.
We strongly encourage you to engage with our recommended panel of solicitors, Jacob Law and Hogan Dowling McNamara, who have special deals for Mortgage123 clients. They have proven record of outstanding service.
Free Mortgage Resources
After AIP Guide
How does it work?
Using a convenient online mortgage application process, Mortgage123 provides expert mortgage advice and strives to get you the best mortgage quote on the mortgage market.