“Received keys to our home today! 🥰 Cian was there from day one right up until keys were in my hand! The man could not have done any more for us, I felt like I was on the phone to him more than I was my husband 😂 I cannot recommend Mortgage123 enough, specifically Cian! Thank you for everything!!”

Ashley Kenneally, Ireland

Mortgage123 Recommendation


“I cannot say enough about the service from Mortgage123. They managed the whole process from start to finish for a complicated case with patience and dedication. Thanks to Sean, Cian and the Team… definite 5 stars and we move in on Friday coming!”

Liam, Cork


“I would highly recommend the services of Mortgage123 to anyone buying a new home. Our broker Philomena was an absolute star from start to finish and helped with everything from paperwork to advice of mortgage rates and was at the end of the phone anytime we needed her. It was fantastic to have a true professional to work with, she really took the stress out of the whole process. Using Mortgage123 sped up the purchase process and meant we got the keys to our fantastic new home in good time. Thanks to Philomena and all the team at Mortgage123, she really brought the human, personal touch to whole process!”

Linda Kerr, DUBLIN



A lovely gift from one of our happy clients for our Mortgage Advisor, Philomena!

Great work Philomena, and Best of luck to them in their new home! 




“After listening to a friend talk about the benefits of switching mortgages we decided that it was something we should look into. We did some research and approached some banks ourselves but it was all very time consuming. We shelved the idea because we just couldn’t find the time to follow through with the banks. At work one day I saw a brochure in the staff room from Mortgage123 and I felt it was a sign. I contacted them that day and Aisling immediately got the ball rolling for us. We are now about to complete the signing over to a new mortgage with a significant drop in interest rate, fixed for 10 years and we are taking a year and a half off our mortgage. We found the process very straight forward and Aisling has been very easy to deal with. We would highly recommend Mortgage123 and we look forward to spending our cash back!”

Marguerite & Oliver, DUBLIN


“As an Irish citizen living in the UAE, I worried that I would never manage to get a mortgage but thanks to Philomena at IPS Financial Advice, not only did I quickly get approval in principle but she guided me swiftly and painlessly through the entire process.

Philomena kept me updated on the progress of each stage of the application which was very important to me in order to feel in control and involved while living away from home.  As a first time buyer I was pretty clueless but I was guided patiently and knowledgeably through what could have been a difficult and stressful process. I am so happy to now have my own place to return home to.  Many thanks to Philomena and the team for their professionalism and fantastic customer care”.

Louise, UAE


“Just want to say thanks to IPS and Aisling for all their help with arranging our mortgage. It took out all the stress and hassle of having to deal with banks and always made sure got the best deal on the market.
They were always friendly and helpful, always willing to answer any questions no matter how big or small.
We are moving into our new house in a couple of weeks and we cannot wait!”



“As an expat of over 20 years looking to buy a house back in Ireland Darragh provided very clear and practical advice from the outset that proved very accurate. It was not the simplest of processes due to personal specifics but Darragh and the team were constantly on hand to help, advise and push the process along, finding alternative and solutions and ultimately delivering the mortgage as required. I cannot thank the team enough and I would happily recommend Darragh and IPS Financial advice for any mortgage needs”.



“Philomena was excellent from start to finish and everywhere in between. Honest, hard working & impartial, we always knew we were getting the straight facts and recommendations that enabled us to make the best decision for us between so many different competing mortgages on the market. A pleasure to deal with, she knew all the possible pit-falls and quirks of the application processes and we found her experienced advice to be absolutely invaluable to us throughout the process, from checking suitability right through to drawing down the mortgage. She was always in our corner and we knew we could rely on her to get every step of the process over the line. Start to finish, Philomena has been a consummate professional and we have no hesitation recommending her services to anyone”.

Brian & Sarah, DUBLIN


“My husband Niall and I just bought a house with IPS Financial Advice and I can’t say enough good things about working with IPS and in particular Vicky who was incredible to work with. 

Buying a property in Ireland when we are based abroad can get tricky because things are passing between so many different people to get the mortgage approved but I was never waiting around to hear back about questions and was always fully aware of our progress during the mortgage process. Vicky truly went above and beyond and was simply amazing! Working with Vicky and the team was a night and day difference regarding our experiences with our first home. I have never experienced such professional, personal, and genuine customer service like this before. I will recommend Vicky and the team to all my family and friends without any hesitation.

We are so grateful for your huge effort and constant professionalism. Thank you so very much Vicky, Darragh and Eamon”.

Elaine and Niall, DUBAI


“I would highly recommend the fantastic services provided by mortgage 123 for all things mortgage related! We had a fairly complex mortgage application that Was not a simple process at all…Vicky and Ciara were always at the end of the phone or contactable by email if we had any queries big or small. Their advice was invaluable and they really worked as advocates for us at all times ensuring we got the best deal possible.

If you need a mortgage, look no further than these guys – their professional manner, experience  and reassurance kept my stress levels from rising throughout the whole process!”

Ciara Clerkin, Ireland

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