Mortgage Types
Mortgage Protection
Mortgage Tools
About Us
- About Mortgage123
- Contact Us
Apply Now

Mortgage Types
Mortgage Protection
Mortgage Tools
About Us
- About Mortgage123
- Contact Us
Apply Now

Start Your Mortgage Application Today!

One application. Multiple lenders. One dedicated advisor.

Whether you’re buying your first home, moving house or switching your mortgage, we take the guesswork out of mortgages to help you find the right lender, get approved faster and move forward with confidence.

✓ Compare Ireland’s leading mortgage lenders in minutes
✓ Know where you stand before you apply
✓ Get expert advice tailored to your circumstances
✓ Track your application all the way to drawdown

Have a quick question, or not quite ready to apply – start a LiveChat or give us a call on 061 513032.

Let's get your mortgage started!

"*" indicates required fields

Step 1 of 2

50%

What do you need a mortgage for?*

Purchase

Switch/Remortgage

Build/Renovate

Are you Purchasing to*

Live In

Rent Out

Is this your first mortgage?*

Yes

No

Do you have an existing mortgage?*

Yes

No

What do you intend to do with your existing property?*

Sell it

Keep it

What are your current monthly mortgage repayments?*

Amount mortgage outstanding to repay?*

Current house value (approx.)?*

Current mortgage interest rate?*

Years left to repay in full?*

BER rating if known?

Have you an offer accepted on a house?*

Yes

No

How much are you looking to borrow (approx.)?*

Estimated purchase price (approx.)?*

Are you borrowing to:

Build a new home

Home improvements

Will there be structural works done?*

Yes

No

Do you have any of the below?*

Planning permission in your own name

Costings from a builder

OSI maps

What is the address of the property (approx.)?

Single or Joint Application*

Single

Joint

Applicant Details

First Applicants Details

First Name*

Last Name*

Email*

Phone*

Age*

Please enter a number from 1 to 99.

Employment*

Annual Basic Income (before tax)*

Annual Variable Income (Bonus / Overtime)*

Do you have dependent children?*

Yes

No

How many dependent children do you have?*

Children's ages (separate with commas)*

What is the average you have been saving per month for the past 6 months?*

Monthly repayments on loans/ credit cards/ car PCP, etc?*

If you pay rent, what is the amount that you pay each month?*

How do you plan to fund the deposit?

Savings

Help To Buy Scheme

Gift

Other

Do you have clear credit history?

Yes

No

(i.e. never missed loan or credit card repayments)

Does your CCR report show missed payments in the past 2 years?

Yes

No

I don't have a CCR report

If you have missed payments showing on your CCR report, you will need to wait until they have been cleared for two years.

You will need to order a CCR report before you can complete your enquiry

Second Applicants Details

First Name*

Last Name*

Email*

Phone*

Age*

Please enter a number from 1 to 99.

Employment*

Annual Basic Income (before tax)

Annual Variable Income (Bonus / Overtime)

Do you have dependent children?*

Yes

No

How many dependent children do you have?*

Children's ages (separate with commas)*

What is the average you have been saving per month for the past 6 months? (type 0 if already included in first applicant)

Monthly repayments on loans/ credit cards/ car PCP, etc?

If you pay rent, what is the amount that you pay each month?

Do you have clear credit history?

Yes

No

(i.e. never missed loan or credit card repayments)

Does your CCR report show missed payments in the past 2 years?

Yes

No

I don't have a CCR report

If you have missed payments showing on your CCR report, you will need to wait until they have been cleared for two years.

You will need to order a CCR report before you can complete your enquiry

This field is hidden when viewing the form

Central Bank 4x Income Calculation

This field divides the mortgage amount by the total income multiplied by 4.. If the amount is less that the (income x 4), the result will be less than 1.

This field is hidden when viewing the form

Central Bank 3.5x Income Calculation

This field is hidden when viewing the form

10% Deposit Calculation

This field calculates 10% of the purchase price and then divides it by the total deposit funding. If the funding is less that the 10% number, the result will be less than 1.

Note: The amount you are looking to borrow appears higher than 4 times your gross annual income. The maximum you can borrow based on Central Bank Rules is 4 your total gross income. Any loans and expenses will affect that too. Please, check the income/loan figures entered to continue.

Note: The amount you are looking to borrow appears higher than 3.5 times your gross annual income. The maximum you can borrow based on Central Bank Rules is 3.5 your total gross income. Any loans and expenses will affect that too. Please, check the income/loan figures entered to continue.

The deposit amount is less than 10% of the purchase price suggested. You will need a plan how you will raise the deposit. Please, check the figures before you can continue.

Privacy Policy Consent*

By using this form you agree with the storage and handling of your data by this website privacy policy

Mortgage Advice You Can Trust

✓ We have helped over 5,000 clients

✓ You get quotes from all major lenders in the Irish market, 100s of rates from Bank of Ireland, PTSB, Haven/AIB, Avant Money, Nua, ICS Mortgages and MoCo

✓ We tailor the quote to your needs and requirements

✓ Our advice and quotes are completely free and without obligation

✓ Our advisors cut the mortgage jargon to make sure you understand your mortgage

Same Day Assessment

Fill in a few quick details below. One of our expert mortgage advisors will contact you with your best mortgage options.

Best Mortgage Quote

As a broker, we search a wide range of lenders on the Irish market to find the one that suits you best. Mortgage rates can vary based on term, loan amount, and LTV ratio — so getting tailored advice is key.

Your Personal Advisor

You’ll be assigned a dedicated case manager who will package your mortgage application — answering every question and helping you feel confident at every stage of your mortgage journey.