Mortgage advice,
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Guides, news, and tips to help you navigate the Irish mortgage market with confidence from expert brokers.

Featured · Mortgage Tips

Income Protection Insurance: your mortgage's best friend

Your income is the engine behind every mortgage repayment. So what happens if illness or injury stops it? Here's how income protection keeps your home and your plans safe.

By the Mortgage123 team · 14 Jan 2026

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Mortgage News

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09 Oct 2026

Help to Buy Scheme Ireland: Rules, Limits and Budget 2027 Changes

The Help to Buy (HTB) scheme was first introduced in Jan 2017 to help first-time buyers purchase or self-build a new house or apartment. The scheme was reviewed and enhanced in 2027 and has been extended until end 2029.

Mortgage Tips

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14 Aug 2026

Mortgage Approval in Principle vs Full Loan Offer: What’s the Difference?

One of the most common misconceptions among homebuyers is that once they receive mortgage approval, they are guaranteed to get their mortgage.

Mortgage Tips

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15 Jul 2026

Property Prices in Ireland: How to Reaserch an Area and Avoid Overpaying

Buying a home is one of the biggest financial decisions you’ll ever make, and in a competitive property market, it’s easy to wonder whether you’re paying the right price.

Mortgage Tips

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05 Jun 2026

Income Protection Insurance: your mortgage’s best friend

Buying a home is one of the biggest financial commitments you will ever make. From the moment

Mortgage Tips

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03 Jun 2026

Green Mortgages & BER Ratings in Ireland (Updated for 2026)

A strong trend in the Irish mortgage market in recent years has been the rise of “green mortgages”

Mortgage Tips

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21 May 2026

Saving for a Mortgage Deposit in 2026: A Practical Guide That Actually Works

Whether you’re buying your first home or moving up the ladder, saving for a mortgage

Mortgage News

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15 May 2026

Avant Flex Mortgage Rate: Is It Still Good Value? (Key Features)

The Irish mortgage market welcomed Avant Money’s Flex Mortgage in April 2025. This mortgage

Mortgage News, Mortgage Tips

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07 May 2026

Mortgage Exceptions or Exemptions (what are they, and can I get one)?

The Irish mortgage market has been shaken up following the announcement that Núa Money

Mortgage Tips

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28 Apr 2026

Mortgage Broker or Bank? Which is Better When Buying a Home in Ireland?

If you’re starting your home-buying journey, one of the first questions you’ll face is: