Difficult Properties to Mortgage: Unusual Property Types Difficult properties to mortgage may cause a huge deal of disappointment at the mortgage offer stage. Did you
A First Time Buyers’ Guide To Mortgages: Step By Step Welcome to the Mortgage123 First Time Buyers’ Guide to Mortgages. With the mountain of information
It can be confusing to know what housing schemes in Ireland are available or if you are eligible for them. It is important to do
Summary of Key Points Shared Equity Scheme is only for new build properties, not self builds Only for First Time Buyers Participants can borrow the
The tracker mortgage scandal has been going on for nearly 12 years. It rekindled in 2019 with banks getting heavy penalties for overcharging customers. However,
What is repayment capacity? Put simply, repayment capacity is your ability to demonstrate that you can pay a mortgage. Lenders want to ensure that you,
Historically Low long-term fixed rates for Irish Borrowers The long-term mortgage rates revolution started almost a year ago, with the launch of Avant Money’s ‘One
Getting a mortgage with bad credit is possible, but it can be harder. Irish lenders are very unforgiving about adverse information on your credit file.
Property Checklist created in partnership with Perfect Property Buying a home can be an exhilarating yet daunting experience. No property will be perfect on all
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Warning: If you do not keep up your repayments, you may lose your home. You may have to pay charges if you pay off a fixed-rate loan early. The cost of your monthly repayments may increase. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. IPS Financial Advice Limited t/a Mortgage123 is regulated by the Central Bank of Ireland. Privacy Policy