Fast Track Approval

Welcome to Mortgage123

Fast Track Approval Portal!

This fast track approval service allows you to complete your application today fully and follow the progress of your application online.

Let us check quickly if you can get onboard this service.

Please read the following pre-qualifier questions. If you can answer YES to all, you can proceed to apply for a fast track approval.


Q1. Is the mortgage you are looking for between 5 and 35 years and will it be fully repaid before your 70th birthday?

Q2. Are you allowed to work in Ireland? and hold a valid stamp 1 or 4 visa if needed?

Q3. Are you in permanent employment or if self-employed, do you have a minimum of two years’ accounts?

Q4. Are you looking to borrow up to 3.5 times your gross annual income or joint income if joint application?*

*(You can apply for a higher limit, but understand that higher multiples can be achieved in some circumstances, but are unusual and maybe unlikely, however, we will always seek to get the maximum approval possible where requested).


You answered YES to all!

Great, now you can grab a tea or coffee and let’s start. It will take about 20 minutes to fully complete the application.

Fast Track Approval

Click here for our Fast Track Approval Portal



You answered NO to one or more of the questions.

No worries, complete the Online enquiry form and a Mortgage123 advisor will get back to you shortly.

Click here to fill out our Online Application Form


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