The 'Housing for All' scheme is the Government’s new housing plan for 2030. This new housing scheme aims to increase the supply of housing by an average of 33,000 new homes per year and eradicate homelessness in Ireland.
Guides, news, and tips to help you navigate the Irish mortgage market with confidence from expert brokers.
Your income is the engine behind every mortgage repayment. So what happens if illness or injury stops it? Here's how income protection keeps your home and your plans safe.
By the Mortgage123 team · 14 Jan 2026
The 'Housing for All' scheme is the Government’s new housing plan for 2030. This new housing scheme aims to increase the supply of housing by an average of 33,000 new homes per year and eradicate homelessness in Ireland.
Firstly, congratulations on getting this far to buying a house! You have managed to get your mortgage approval in principle, and found the perfect house. However, the journey is not over yet. Setting your heart on a property can be very exciting, but getting hold of your dream home takes a few more steps. In this blog post, we will outline what happens after you have decided that this is the house for you.
With the current property shortage and a record number of buyers, people are looking at every way to enter the property market. Buying at Property Auctions, especially online, now seems to be more frequent, and we are getting daily calls from clients to ask about the process. It is important to become aware of the common pitfalls of the Property Auction process.
More and more lenders are providing specialist public sector employee mortgages with crucial differences that can maximise your mortgage. Here at Mortgage123, we are “One Broker, All Banks” meaning we have access to lenders who are currently offering these specialised mortgages catered towards public sector employees. These exceptions to the standard mortgage will allow lenders to take into account important monetary factors that are unique to the public sector. This can make a significant impact on the overall mortgage amount you can borrow as an employee in the Irish public sector.
Here at Mortgage123, we are constantly looking for ways to innovate and improve the service we provide to mortgage applicants. The latest step in this direction is our new fast track mortgage approval service powered by Credit Logic.
In times of working from home, pay cuts and temporary layoffs, life still must have some sort of normality. What about mortgages? Can you still apply for a mortgage and purchase a home? In this blog post, we answer some common questions that our clients are asking us at this challenging time.
In January, Ulster bank introduced a 10-year fixed rate and reduced their “High Value” 5-year fixed rate. These new rates are highly competitive and are currently the lowest 5- and 10-year fixed mortgage interest rates available on the market. This has prompted others to follow suit trying to stay competitive, sparking a mortgage price war among lenders.
If home improvements are already on your new year’s resolution list, read on. Is it that new kitchen, extra bedroom or conservatory? Renovations can be stressful but getting the finance doesn’t have to be. The first place to start would be to get an idea of how and what finances are available to you and at what cost, i.e. home improvement loans.
How to prepare for mortgage application? Deciding to buy your first home is a massive decision – But once you’ve made that decision, you’re on the way to making the dream a reality. You know what they say – action cures fear! At Mortgage123, we bring you five simple steps to kick start the process and get you closer to holding those keys in your hands.