Firstly, congratulations on getting this far to buying a house! You have managed to get your mortgage approval in principle, and found the perfect house. However, the journey is not over yet. Setting your heart on a property can be very exciting, but getting hold of your dream home takes
With the current property shortage and a record number of buyers, people are looking at every way to enter the property market. Buying at Property Auctions, especially online, now seems to be more frequent, and we are getting daily calls from clients to ask about the process. It is important
Mortgages Tailored for Public Sector More and more lenders are providing specialist public sector employee mortgages with crucial differences that can maximise your mortgage. Here at Mortgage123, we are “One Broker, All Banks” meaning we have access to lenders who are currently offering these specialised mortgages catered towards public sector
1. Welcome to the Fully Online, Paperless Mortgage Application Portal Here at Mortgage123, we are constantly looking for ways to innovate and improve the service we provide to mortgage applicants. The latest step in this direction is our new fast track mortgage approval service powered by Credit Logic. The
In times of working from home, pay cuts and temporary layoffs, life still must have some sort of normality. What about mortgages? Can you still apply for a mortgage and purchase a home? In this blog post, we answer some common questions that our clients are asking us at this
1. What Started the Mortgage Price War? In January, Ulster bank introduced a 10-year fixed rate and reduced their “High Value” 5-year fixed rate. These new rates are highly competitive and are currently the lowest 5- and 10-year fixed mortgage interest rates available on the market. This has prompted others
1. Home Improvement Loans for Your Renovation and Extension Plans If home improvements are already on your new year’s resolution list, read on. Is it that new kitchen, extra bedroom or conservatory? Renovations can be stressful but getting the finance doesn’t have to be. The first place to start would
How to prepare for mortgage application? Deciding to buy your first home is a massive decision – But once you’ve made that decision, you’re on the way to making the dream a reality. You know what they say – action cures fear! At Mortgage123, we bring you five simple steps
The ‘too much hassle’ mentality when it comes to switching mortgages may cost mortgage holders thousands according to preliminary results from our Mortgage123 Switcher Survey. The Mortgage123 Survey invites Irish mortgage holders to answer a few simple questions relating to their current mortgages. The respondents may test their own knowledge