Let's get your mortgage started!
Whether you’re buying your first home, moving house or switching your mortgage, we take the guesswork out of mortgages to help you find the right lender, get approved faster and move forward with confidence.
Have a quick question, or not quite ready to apply – start a LiveChat or call us on 061 513032.
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The 123 of applying with us
Same Day Assessment
Fill in a few quick details, and one of our expert mortgage advisors will contact you to discuss your options.
Best Mortgage Quote
As a mortgage broker, we compare leading Irish lenders to find the mortgage that is right for you.
Mortgage Approval
We will guide you through the approval process, making it smooth, straightforward and stress-free.
Mortgage advice
you can trust
- We have helped over 5,000 clients
- Quotes from all major lenders in the Irish market
- The quote is tailored to your needs and requirements
- Free of charge and no obligation
- Our advisors simplify your mortgage
Including 100s of rates from Bank of Ireland, PTSB, Haven/AIB, Avant Money, Nua, ICS Mortgages and MoCo.
Trusted by Irish families
across the country

Sarah & Ciarán M.
Dublin, First-Time Buyers
"The team at Mortgage123 made the whole process so easy. We were first-time buyers with no idea where to start they walked us through everything and got us a great rate."

Patrick K.
Cork, Mortgage Switch
"The team at Mortgage123 made the whole process so easy. We were first-time buyers with no idea where to start they walked us through everything and got us a great rate."

Sarah & Ciarán M.
Dublin, First-Time Buyers
"The team at Mortgage123 made the whole process so easy. We were first-time buyers with no idea where to start they walked us through everything and got us a great rate."
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Seamus MTrustindex verifies that the original source of the review is Google.
The Mortgage 123 team & especially Zoe & Darragh were amazing, made the whole process, despite not being in country to do most of the paperwork, very smooth & clear to follow. Overall a 5 star experience!![]()
Cathal DTrustindex verifies that the original source of the review is Google.
Could not recommend Mortgage123 highly enough. They assisted us completely throughout our mortgage journey, in particular our advisors Derry and Julio.![]()
Iulia iTrustindex verifies that the original source of the review is Google.
We would highly recommend Therese Byrne. She was so helpful and supportive throughout the whole mortgage process. Always professional, friendly and quick to respond whenever we had questions. Thank you so much, Therese, for making the process so much easier for us!![]()
Colm MTrustindex verifies that the original source of the review is Google.
I couldn’t recommend the Mortgage123 team enough! As a first-time buyer, Aisling and Lisa were there for me from day 1 to closing date. They were so supportive and re-assuring the whole way through. I had a fantastic experience with them and will always be grateful.![]()
Conor LTrustindex verifies that the original source of the review is Google.
Lisa was incredibly supportive throughout the entire process. It was invaluable to have someone so organised and on the ball for us as first time buyers. Even when our purchasing journey took longer than expected, Lisa kept engaged and focused, and provided consistent communication throughout. I would highly recommend Mortgage123 as a broker to friends or family.![]()
Ronan KTrustindex verifies that the original source of the review is Google.
We received a great service from Kyle at Mortgage 123. He made the whole process as straightforward as possible and was very responsive any time we had a query or problem.![]()
Sandra STrustindex verifies that the original source of the review is Google.
I highly recommend Mortgage123. Lisa and Aideen were incredibly professional, helpful, and supportive throughout the entire mortgage process. They made everything so straightforward and stress-free, always responding quickly and keeping us updated every step of the way. Thank you both for all your hard work and support. You made what could have been a very stressful process a really positive experience. We truly appreciate everything you did for us and would highly recommend you to anyone looking for a mortgage broker!![]()
Jordan PTrustindex verifies that the original source of the review is Google.
Needed information as we were trying to buy a house while living in the UAE before returning home to Ireland. Darragh was extremely knowledgable regarding the requirements needed for the Expat mortgage. He was able to guide us in the right direction and advised us on what specific documents were needed for our scenario before sending in our application. Once we got our Mortgage Approval in Principle, we then began working with Zoe. Both Zoe and Darragh were very helpful in following up with any issues that arose, regarding the particulars of our contract type and following up on money. Would definitely recommend to anybody looking to buy in Ireland from abroad who intends to buy before moving home.![]()
Jeremiah PTrustindex verifies that the original source of the review is Google.
We had an excellent experience with Kara Johnson and Aideen McBrearty throughout our mortgage application. From the initial stages through to completion, they were highly professional, responsive, and supportive. They were always quick to respond to our queries and, importantly, took the time to explain everything clearly whenever we had questions or needed clarification. Their patience, attention to detail, and willingness to help made the entire process much easier and gave us confidence at every stage. The process was handled efficiently and professionally, and we greatly appreciated the consistent communication and support throughout. We would highly recommend Kara and Aideen to anyone looking for knowledgeable, professional, and customer-focused mortgage advisors. Jeremiah & Rhema![]()
Kun gTrustindex verifies that the original source of the review is Google.
I had a very positive experience with my broker Derry Griffin throughout the process of purchasing my house. He was highly professional, helpful, and extremely supportive from start to finish. He explained everything clearly, kept me informed at each stage, and were always available to answer my questions. Buying a house can be a stressful process, but his guidance and attention to detail made everything much easier and gave me great peace of mind. I really appreciate all the hard work in helping me complete my house purchase. I would happily recommend the services to anyone looking for a reliable and professional mortgage broker.