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We compare leading Irish lenders, handle all the paperwork, and guide you from first question to keys in hand.

500+ 5-star reviews

The 123 of Getting a Mortgage

We compare leading Irish lenders, handle all the paperwork, and guide you from first question to keys in hand at no cost to you.

1

Tell Us Your Dream

Share your goals first home, moving up, or switching. We'll quickly assess what you can borrow, stress-free and clear.

2

We Handle the Hard Stuff

We compare lenders, negotiate the best rate, and manage all the paperwork on your behalf. You focus on finding a home.

3

You Celebrate

Mortgage approved, signed, and drawn down. Keys in hand. Feet up. We'll even be here for your next move or remortgage.

A dedicated broker who works for you, not the bank

We're impartial, and entirely on your side. Our job is to find you the best mortgage from the widest choice of lenders in Ireland.

We Handle the Hard Stuff

We compare lenders, negotiate the best rate, and manage all the paperwork on your behalf. You focus on finding a home.

Expert Guidance Throughout

Your dedicated advisor is with you every step — from AIP to drawdown, we're a call or message away.

Mortgage Advice at No Cost

We're paid by lenders when your mortgage completes. Our advice and support costs you nothing.

Fast, Streamlined Process

Our online system makes it easy to send documents, track progress, and stay informed at every stage.

Trusted by clients
across the country

Google
Seamus M profile picture
Seamus M
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The Mortgage 123 team & especially Zoe & Darragh were amazing, made the whole process, despite not being in country to do most of the paperwork, very smooth & clear to follow. Overall a 5 star experience!
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Cathal D profile picture
Cathal D
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Could not recommend Mortgage123 highly enough. They assisted us completely throughout our mortgage journey, in particular our advisors Derry and Julio.
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Iulia i profile picture
Iulia i
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We would highly recommend Therese Byrne. She was so helpful and supportive throughout the whole mortgage process. Always professional, friendly and quick to respond whenever we had questions. Thank you so much, Therese, for making the process so much easier for us!
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Colm M profile picture
Colm M
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I couldn’t recommend the Mortgage123 team enough! As a first-time buyer, Aisling and Lisa were there for me from day 1 to closing date. They were so supportive and re-assuring the whole way through. I had a fantastic experience with them and will always be grateful.
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Conor L profile picture
Conor L
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Lisa was incredibly supportive throughout the entire process. It was invaluable to have someone so organised and on the ball for us as first time buyers. Even when our purchasing journey took longer than expected, Lisa kept engaged and focused, and provided consistent communication throughout. I would highly recommend Mortgage123 as a broker to friends or family.
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Ronan K profile picture
Ronan K
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We received a great service from Kyle at Mortgage 123. He made the whole process as straightforward as possible and was very responsive any time we had a query or problem.
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Sandra S profile picture
Sandra S
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I highly recommend Mortgage123. Lisa and Aideen were incredibly professional, helpful, and supportive throughout the entire mortgage process. They made everything so straightforward and stress-free, always responding quickly and keeping us updated every step of the way. Thank you both for all your hard work and support. You made what could have been a very stressful process a really positive experience. We truly appreciate everything you did for us and would highly recommend you to anyone looking for a mortgage broker!
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Jordan P profile picture
Jordan P
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Needed information as we were trying to buy a house while living in the UAE before returning home to Ireland. Darragh was extremely knowledgable regarding the requirements needed for the Expat mortgage. He was able to guide us in the right direction and advised us on what specific documents were needed for our scenario before sending in our application. Once we got our Mortgage Approval in Principle, we then began working with Zoe. Both Zoe and Darragh were very helpful in following up with any issues that arose, regarding the particulars of our contract type and following up on money. Would definitely recommend to anybody looking to buy in Ireland from abroad who intends to buy before moving home.
Google
Jeremiah P profile picture
Jeremiah P
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We had an excellent experience with Kara Johnson and Aideen McBrearty throughout our mortgage application. From the initial stages through to completion, they were highly professional, responsive, and supportive. They were always quick to respond to our queries and, importantly, took the time to explain everything clearly whenever we had questions or needed clarification. Their patience, attention to detail, and willingness to help made the entire process much easier and gave us confidence at every stage. The process was handled efficiently and professionally, and we greatly appreciated the consistent communication and support throughout. We would highly recommend Kara and Aideen to anyone looking for knowledgeable, professional, and customer-focused mortgage advisors. Jeremiah & Rhema
Google
Kun g profile picture
Kun g
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I had a very positive experience with my broker Derry Griffin throughout the process of purchasing my house. He was highly professional, helpful, and extremely supportive from start to finish. He explained everything clearly, kept me informed at each stage, and were always available to answer my questions. Buying a house can be a stressful process, but his guidance and attention to detail made everything much easier and gave me great peace of mind. I really appreciate all the hard work in helping me complete my house purchase. I would happily recommend the services to anyone looking for a reliable and professional mortgage broker.

Find out what you can borrow today

Get an instant estimate of your mortgage based on your income and deposit. Our advisors can then give you the full picture.

Mortgage News

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09 Oct 2026

Help to Buy Scheme Ireland: Rules, Limits and Budget 2027 Changes

The Help to Buy (HTB) scheme was first introduced in Jan 2017 to help first-time buyers purchase or self-build a new house or apartment. The scheme was reviewed and enhanced in 2027 and has been extended until end 2029.

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14 Aug 2026

Mortgage Approval in Principle vs Full Loan Offer: What’s the Difference?

One of the most common misconceptions among homebuyers is that once they receive mortgage approval, they are guaranteed to get their mortgage.

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15 Jul 2026

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Buying a home is one of the biggest financial decisions you’ll ever make, and in a competitive property market, it’s easy to wonder whether you’re paying the right price.