Mortgage123 Blog

Help to Buy Scheme
Mortgage News

Help to Buy Scheme Ireland (First Time Buyers)

The Help to Buy (HTB) scheme was first introduced in Jan 2017 to help first-time buyers purchase or self-build a new house or apartment. The scheme was reviewed and enhanced in July 2020, providing further supports. The scheme was reviewed again at the end of 2025 and extended to the

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Budget 2024
Mortgage News

Budget 2024 (Focus on Housing)

The budget 2024 package announced on the 1oth of October, consisted of €6.4 billion. Additional public spending was €5.2 billion and taxation measures, €1.1 billion. Will there be changes to government grants and more aid for first time buyers? In this blog post, we summarise the key new measures related

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Vacant property refurbishment grant
Mortgage News

Derelict House Grant, Can It Work for You?

The derelict house grant or the Vacant Property Refurbishment Grant was launched on 14 July 2022. We are getting enquiries for mortgages to purchase such properties. However, securing a mortgage for the purchase of a derelict/vacant building may not be straightforward. Furthermore, you have to be clear how the Grant

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2023 Housing Market Predictions
Mortgage News

2023 Housing Market Predictions

A year of lenders rising their rates and a lack of housing available to purchase. It’s been a tough one. The 2023 housing market predictions better be pleasant, we hear you say.

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