Mortgage123 Blog

2023 Housing Market Predictions
Mortgage News

2023 Housing Market Predictions

A year of lenders rising their rates and a lack of housing available to purchase. It’s been a tough one. The 2023 housing market predictions better be pleasant, we hear you say. What is in store for the new year? Will there be an increase in supply? Will there be

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Shared Equity Scheme
Mortgage News

First Home Affordable Purchase Shared Equity Scheme (Key Points)

Summary of Key Points Shared Equity Scheme applies to new build properties, self-builds and second hand properties only where tenants are purchasing the property they are renting following an eviction notice Only for First Time Buyers Participants can borrow the maximum amount available to them from one of the Participating

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long-term fixed rates
Mortgage News

Historically Low long-term fixed rates for Irish Borrowers

Historically Low long-term fixed rates for Irish Borrowers The long-term mortgage rates revolution started almost a year ago, with the launch of Avant Money’s ‘One Mortgage’. This product offering introduced a suite of long-term fixed rates in May 2021, including the first ever 30-year fixed rate mortgage in the Irish market. The

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Mortgage News

To Switch or How to Switch

Switch mortgage providers – does it make sense? With mortgage rates as low as 1.95%, many people are looking to switch mortgage providers in Ireland. Even more, a new mortgage lender Avant Money entered the Irish mortgage market in Sept 2020 with 7-year fixed rates as low as 1.95%**. This

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Mortgage News

Mortgages During Covid19 (Everything You Need To Know)

In times of working from home, pay cuts and temporary layoffs, life still must have some sort of normality. What about mortgages? Can you still apply for a mortgage and purchase a home? In this blog post, we answer some common questions that our clients are asking us at this

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Mortgage News

What is the Mortgage Interest Rates War About (Latest Rates)?

1. What Started the Mortgage Price War? In January, Ulster bank introduced a 10-year fixed rate and reduced their “High Value” 5-year fixed rate. These new rates are highly competitive and are currently the lowest 5- and 10-year fixed mortgage interest rates available on the market. This has prompted others

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Mortgage News

Not Switching May Cost You Over €10,000

The ‘too much hassle’ mentality when it comes to switching mortgages may cost mortgage holders thousands according to preliminary results from our Mortgage123 Switcher Survey. The Mortgage123 Survey invites Irish mortgage holders to answer a few simple questions relating to their current mortgages. The respondents may test their own knowledge

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