If you want the house of your dreams, then a self build mortgage may be right for you. You will be able to design your future space exactly as you envision! The self build process can take anywhere from one to two years depending on certain circumstances such as planning

Credit Union mortgages have attracted media attention since October 2018 when the Central Bank commenced a public consultation for review of the Credit Union lending regulations. This is with a view of increasing the value of loans available to mortgage lending by credit unions. The proposed changes may increase credit

Time and time again we hear that building more houses is the solution to the housing crisis. However, buying a site and building your own house do not have the reputation of an adventure for the fainthearted. Still, this can be achievable if you are familiar with the process and

So, you are thinking of building your own house in Ireland. It may seem overwhelming and confusing to know how and where to begin the process. Unlike a standard mortgage, self-build mortgages are draw down in stage payments. These payments are spread over up to 18 months depending on the

You might be thinking mortgage broker or bank, what do I choose? Buying a house can be tough, but a mortgage broker can make things easier. For instance, did you know the mortgage process can take up to 60 hours? That’s a lot of work! And that’s why it’s a

Difficult Properties to Mortgage: Unusual Property Types Difficult properties to mortgage may cause a huge deal of disappointment at the mortgage offer stage. Did you know that there are certain property types that are difficult to get a mortgage for? As a first-time buyer, it can be tempting to want

A First Time Buyers’ Guide To Mortgages: Step By Step Welcome to the Mortgage123 First Time Buyers’ Guide to Mortgages. With the mountain of information floating around on first time buyers, it can be difficult to wrap your head around the subject. Find it confusing? That’s why we have have

The tracker mortgage scandal has been going on for nearly 12 years. It rekindled in 2019 with banks getting heavy penalties for overcharging customers. However, further cases are still being investigated. This is the scandal that just keeps giving – Permanent TSB recently admitted that another 200 customers were wrongly

What is repayment capacity? Put simply, repayment capacity is your ability to demonstrate that you can pay a mortgage. Lenders want to ensure that you, as a borrower, will be able to make your planned repayments. Repayment capacity is different to affordability which is calculated as income and outgoings. Both