Mortgage exceptions or exemptions are a hot topic now as house prices are not going down and demand is remaining stable. Note that mortgage exceptions do not have anything to do with the Wage subsidy scheme. Banks have their own criteria when it comes to giving mortgage approvals to applicants

1. To Switch or Not to Switch? A mortgage rate comparison from a broker could save you hundreds if not thousands each year after making a simple mortgage switch. Not enough mortgage holders in Ireland take advantage of the benefits of a mortgage switch. Some of the reasons to switch

Post updated: 24/02/2023 The house you are buying needs house renovations – so how do you fund these renovations?  There are various ways you can fund renovations. You can take out a bank loan or credit union loan once you complete on the purchase of a property. If you don’t

Firstly, congratulations on getting this far to buying a house! You have managed to get your mortgage approval in principle, and found the perfect house. However, the journey is not over yet. Setting your heart on a property can be very exciting, but getting hold of your dream home takes

With the current property shortage and a record number of buyers, people are looking at every way to enter the property market. Buying at Property Auctions, especially online, now seems to be more frequent, and we are getting daily calls from clients to ask about the process. It is important

Mortgages Tailored for Public Sector More and more lenders are providing specialist public sector employee mortgages with crucial differences that can maximise your mortgage. Here at Mortgage123, we are “One Broker, All Banks” meaning we have access to all lenders who are currently offering these specialised mortgages catered towards public

1. Welcome to the Fully Online, Paperless Mortgage Application Portal Here at Mortgage123, we are constantly looking for ways to innovate and improve the service we provide to mortgage applicants. The latest step in this direction is our new fast track mortgage approval service powered by Credit Logic.   The

Whether you are buying your first home or your second, saving for your mortgage deposit can be a challenging hurdle for most to overcome. With the new lending rules from Jan 2023, whether you are a first time buyer or a second time buyer, thankfully you now only need 10%

1. Home Improvement Loans for Your Renovation and Extension Plans If home improvements are already on your new year’s resolution list, read on. Is it that new kitchen, extra bedroom or conservatory? Renovations can be stressful but getting the finance doesn’t have to be. The first place to start would