Buying a house that needs renovations can be a smart way to get better value and create a home that suits your needs. However, funding those renovations is often where buyers run into uncertainty, particularly when mortgages are involved.

In the Irish mortgage market, an Approval in Principle (AIP) is a preliminary assessment from a lender that shows how much they may be willing to lend to a potential home buyer.

Let’s discuss mortgage affordability and why the “4 times income” rule may not always apply.

Getting a mortgage when you are self-employed in Ireland can sometimes be more challenging than for PAYE workers. Self-employed mortgage applications can take longer to process for the self-employed. So, be patient and be prepared to provide additional documentation when requested.

A modular home is a type of house constructed off-site in a factory setting, in individual sections or “modules,” and then transported to a customer’s location for final assembly. These homes could be concrete or more often timber frame.

If you want the house of your dreams, then a self build mortgage may be right for you. You will be able to design your future space exactly as you envision!

Credit Union mortgages have attracted media attention since October 2018 when the Central Bank commenced a public consultation for review of the Credit Union lending regulations. This is with a view of increasing the value of loans available to mortgage lending by credit unions. The proposed changes may increase credit

Time and time again we hear that building more houses is the solution to the housing crisis. However, buying a site and building your own house do not have the reputation of an adventure for the fainthearted. Still, this can be achievable if you are familiar with the process and

So, you are thinking of building your own house in Ireland. It may seem overwhelming and confusing to know how and where to begin the process.