Consumer Lessons from the Tracker Mortgage Scandal
The tracker mortgage scandal has been going on for nearly 12 years. It rekindled in 2019 with banks getting heavy penalties for overcharging customers. However,
The tracker mortgage scandal has been going on for nearly 12 years. It rekindled in 2019 with banks getting heavy penalties for overcharging customers. However,
What is repayment capacity? Put simply, repayment capacity is your ability to demonstrate that you can pay a mortgage. Lenders want to ensure that you,
Getting a mortgage with bad credit is possible, but it can be harder. Irish lenders are very unforgiving about adverse information on your credit file.
Property Checklist created in partnership with Perfect Property Buying a home can be an exhilarating yet daunting experience. No property will be perfect on all
Mortgage exceptions or exemptions are a hot topic now as house prices are not going down and demand is remaining stable. Note that mortgage exceptions
1. To Switch or Not to Switch? A mortgage rate comparison from a broker could save you hundreds if not thousands each year after making
Haven, a subsidiary of AIB, has introduced a Green Mortgage for buildings with high BER Certificate rating. The 4-year fixed rate is available to new
Post updated: 24/02/2023 The house you are buying needs house renovations – so how do you fund these renovations? There are various ways you can
Firstly, congratulations on getting this far to buying a house! You have managed to get your mortgage approval in principle, and found the perfect house.
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Warning: If you do not keep up your repayments, you may lose your home. You may have to pay charges if you pay off a fixed-rate loan early. The cost of your monthly repayments may increase. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. IPS Financial Advice Limited t/a Mortgage123 is regulated by the Central Bank of Ireland. Privacy Policy