The Help to Buy (HTB) scheme was first introduced in Jan 2017 to help first-time buyers purchase or self-build a new house or apartment. The scheme was reviewed and enhanced in July 2020, providing further supports. The scheme was reviewed again at the end of 2025 and extended to the
Key Points: First time buyer support schemes Help to Buy Scheme (HTB) First Home Scheme (FTS) Rent tax credit Increase of housing supply Reduced VAT on sale of new apartments Residential Zoned Land Tax Reform (ZLTR) Stamp Duty Residential Rebate Scheme Derelict property tax Many of the Budget 2026’s
Current Flex rates as of 10th June 2025: 2.98% for Loan-to-Value equal or above 80% 3.18% for Loan-to-Value less than 80% The Irish mortgage market welcomed Avant Money’s Flex Mortgage in April 2025. This mortgage combines the benefits of a low variable mortgage rate and a one year fixed rate.
The budget 2024 package announced on the 1oth of October, consisted of €6.4 billion. Additional public spending was €5.2 billion and taxation measures, €1.1 billion. Will there be changes to government grants and more aid for first time buyers? In this blog post, we summarise the key new measures related
Last Updated May 30, 2023 Great news for the Irish mortgage market this week! Avant Money became the first lender to cut its mortgage rates in 2023 and is now letting borrowers fix for life. Lock into a fixed rate mortgage today for certainty and peace of mind! Whilst Avant
Mortgage rule changes leading to easing of mortgage lending limits will mark the start of 2023. The Irish Central Bank announced that mortgage borrowing limits were to be eased with the effects coming into practice in January 2023. It was something that is welcome on the backdrop of wages not
The derelict house grant or the Vacant Property Refurbishment Grant was launched on 14 July 2022. We are getting enquiries for mortgages to purchase such properties. However, securing a mortgage for the purchase of a derelict/vacant building may not be straightforward. Furthermore, you have to be clear how the Grant
2022 was a testing year for many first time buyers looking to purchase a home in Ireland. Property prices were already at an all time high as a result of the high energy prices, Ukraine war and rising inflation and interest rates. However, there is some positive news. Q4 in
A year of lenders rising their rates and a lack of housing available to purchase. It’s been a tough one. The 2023 housing market predictions better be pleasant, we hear you say. What is in store for the new year? Will there be an increase in supply? Will there be